View Full Version : Boat insurance
andrewz9876
05-01-2010, 07:59 PM
Does anyone know of any marine insurance compaines with reasonable rates?????????? :)
Planetwarmer
05-01-2010, 08:12 PM
I have Progressive, 87 22C $500.00/yr full coverage.
Ive heard that they are tough to get $$ out of them from other members on this board.
I think that Haggerty is kind of the insurance Co of choice.?.
mrfixxall
05-01-2010, 08:17 PM
I have Progressive, 87 22C $500.00/yr full coverage.
Ive heard that they are tough to get $$ out of them from other members on this board.
I think that Haggerty is kind of the insurance Co of choice.?.
i have American family,full coverage,100,000-300,000 liability/ 500.00 deductible/ 10,000 med pay/ comp and collision,fire & theft, under water liability(in case i hit something under the water they cover the drive)and if i wreck it they give me 13,000 k for it....244.92 per year..
cherry82482
05-01-2010, 08:27 PM
I have allstate insurance, $540 a year for agreed valvue. They cover boats the don't go over 75 MPH:wink:.
VetteLT193
05-01-2010, 08:38 PM
Does anyone know of any marine insurance compaines with reasonable rates?????????? :)
What kind of boat and what do you think is reasonable?
my Minx was dirt cheap to insure, something like $250 bucks for 20k agreed value per year.
new 28 ZXO.... not so much.
CaribouLou
05-01-2010, 09:24 PM
I pay just over 200$ a year, state farm, with 20k agreed value.
jg480
05-02-2010, 05:25 AM
I use Haggerty, $25000 agreed value, plus they didn't care that I had 400hp in an 18' boat. All for $500 a year.
I used Progressive on all my boats. I carried liability only.
yeller
05-02-2010, 01:33 PM
...100,000-300,000 liability..
No offence, but do you think that is enough? I'm in Canada where the settlements are no where near what they are in the US and I carry $1M. Can't you get $300k for a stubbed toe in the US. :biggrin.:
Pismo
05-02-2010, 03:13 PM
No offence, but do you think that is enough? I'm in Canada where the settlements are no where near what they are in the US and I carry $1M. Can't you get $300k for a stubbed toe in the US. :biggrin.:
The US is certainly lawsuit happy..
Donzi Vol
05-02-2010, 05:42 PM
Haggerty here. They have a classic marine (or something like that) segment. Plenty of coverage, easy to work with and somewhere around $350 annually.
Walt. H.
05-02-2010, 10:31 PM
State Farm is very good with no restriction where you travel with your boat unlike many other insurance co. just ask, and they pay out when theres a claim unlike Progressive that depreciates what ever you are claiming to a point that makes it worthless in their opinion. Such as breaking a 10 yr old Bravo-1 because you hit a log, they're happy to write you a $367.00 check for that depreciated item.
Progressive rates are great but their policies aren't worth the paper its written on, just call a few repairshops for their opinion about dealing with them you'll find you get what you pay for.
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